Payment transactions may be made to public services in electronic form, under the conditions laid down by the laws and regulations in force.
The holder of the electronic means of payment is required to notify the issuer of the loss or theft of the means of payment or the instruments that enable it to be used, as well as any fraudulent use relating thereto of which he is aware.
The issuer of an electronic means of payment must establish appropriate means for this notification in the contract concluded with its holder.
Notwithstanding cases of fraud, the holder of the electronic means of payment:
– Shall be liable for the consequences of the loss or theft of the means of payment or its fraudulent use by a third party;
– Is released from all liability for use of the electronic means of payment after notification to the issuer.
Use of the electronic means of payment without presentation of the said means of payment and identification by electronic means does not bind its holder.